Finance

Klarna Logo We are pleased to have partnered with Klarna to offer our customers 12 Months Interest Free Finance (0% APR), 24 Months Low Rate Credit (9.9% APR) or 36 Months Classic Credit (19.5% APR) on selected orders over the value of £500.

Klarna provide a simple application form for you to fill in online, with no paperwork to sign and an instant decision.

How To Apply

To apply, add products over the value of £500 to your basket. On the basket page, simply click 'Apply For Finance', check the value of your order and fill in the online Klarna finance application form. The form only takes a few minutes to fill in and Klarna will give an instant decision in the majority of cases. You can sign the form digitally with no need to wait for paperwork through the post. Applications that are approved and have had the deposit paid by 2:30pm on a normal weekday will usually be despatched the same day. Please see delivery information.

Please note finance is unavailable on certain items including Zeiss products, SLR cameras and lenses.

Please note promotional codes are not applicable on finance orders.

Please Note Finance orders must be sent to the home address provided in the application and cannot be sent to an alternative address.

Example - 12 Months Interest Free Credit (0% APR)

A product costing £539 can be purchased using the Klarna finance option with a deposit of £53.90 and 12 monthly payments of just £40.42.

Monthly Payment £40.42
Cash Price £539.00
Deposit to Pay £53.90
Loan Amount £485.10
Loan Repayment £485.04
Cost of Loan £0.00
Total Amount Payable £539.00
Number of Monthly Payments 12

Example - 24 Months Low Rate Credit (9.9% APR)

A product costing £1685 can be purchased using the Klarna finance option with a deposit of £168.50 and 24 monthly payments of just £69.61.

Monthly Payment £69.61
Cash Price £1685
Deposit to Pay £168.50
Loan Amount £1516.50
Loan Repayment £1670.64
Cost of Loan £154.14
Total Amount Payable £1839.14
Number of Monthly Payments 24

Example - 36 Months Classic Credit (19.5% APR)

A product costing £1955 can be purchased using the Klarna finance option with a deposit of £195.50 and 36 monthly payments of just £63.56.

Monthly Payment £63.56
Cash Price £1955
Deposit to Pay £195.50
Loan Amount £1759.50
Loan Repayment £2286.16
Cost of Loan £528.66
Total Amount Payable £2483.66
Number of Monthly Payments 36


Uttings Ltd. is an introducer of unregulated credit products provided exclusively by Klarna Bank AB (publ). Finance is only available to permanent UK residents aged >18, subject to status, terms and conditions apply.
Registered office: Sveavägen 46, 111 34 Stockholm, Sweden. Corporation ID number: 556737- 0431.
For more information please see Klarna's FAQ.